Euro Finance Partners are international mortgage brokers, specializing in raising finance for real estate purchases in any European country. Since 2009, we have helped hundreds of clients secure mortgages in regular and complex transactions across Europe and beyond. We pride ourselves on securing our client's mortgages, no matter what their circumstance.
Securing Funding
We worked successfully for many years with individuals just like you, raising finance in markets around the world. Whether our clients require a home or investment for the portfolio, we are able to help with the most competitive rates.
Euro Finance Partners takes pride in securing funding for our clients and we are able to find the perfect financial solution that is tailored to your circumstances.
Purchases
We represent our clients on international property purchases and mortgage applications acting as their representative, covering every aspect of their purchase. We can work on any facet of your purchase.
Bespoke
Whether you are based on or offshore, we offer a broad range of bespoke, individually tailored financial products and services.
Offshore Companies
We assist our clients in protecting their capital and asset with the formation of international business structures, both on and offshore.
Commercial Finance
A wide range of financing options for the development of construction projects of all kinds, from one single dwelling to entire multi-home projects.
International Mortgage & Finance
Raising finance for international purchases can often be a complex process, but successful overseas funding needn’t be hard. We have the experience and contacts in a variety of countries for you to succeed with overseas transactions.
Spain is a fantastic market and favorite for the UK and international buyers, but it is not always straightforward to secure finance there. That is where Euro Finance Partners can assist. It is all about who you know, and how you apply in Spain.
We carefully consider your finances and position to match you with the right bank. We all have different circumstances and at Euro Finance Partners we always strive to find the best solutions to reach your financing goals and get you the funding you require.
Whether it is a mortgage for a second home purchase or millions of funding for a development project, we can assist you in getting the funding that you need.
Spanish Mortgage Terms
Non Residents
- 30% Deposit - 1m maximum loan amount
- 40% Deposit - over 1m maximum loan amount
- Rates - 2/3%
- Mortgage Length 40 years max (up to 75th year)
- Fixed mortgage terms available up to 30 years
Residents
- 20% Deposit - 1m maximum loan amount
- 30% Deposit - over 1m maximum loan amount
- Rates - 2/3%
- Mortgage length 40 years max (up to 75th year)
- Fixed mortgage terms available up to 30 years
Portugal is one of the best-kept secrets in European property. Undervalued, undiscovered, and off the beaten path, that describes Portugal well. It's not always straightforward to secure finance in Portugal that’s where we can help. It’s all about who you know, and how you apply in Portugal, just like Spain, France, and many other European markets.
Euro Finance Partners carefully consider your circumstances to find the best solution to reach your financing goals and get you the funding you need for your Portuguese purchases.
Whether it is a mortgage for a second home purchase or millions of funding for a development project, we can assist you in getting the funding that you need.
Mortgage & Business Products you are likely to access via us –
- Up to 85% of residential home purchase finance
- Development finance up to 70%
- Personal bank accounts
- Business bank accounts, even GBP options *
Portuguese Mortgage Terms
- 20% Deposit - 1m maximum loan amount
- 30% Deposit - over 1m maximum loan amount
- Rates - 2/3%
- Mortgage length 40 years max (up to 80th year)
- Fixed mortgage terms available up to 30 years
France is an attractive market with high loan to value ratios and offers good leverage on real estate transactions. France is one of Europe’s premier locations and Euro Finance Partners can cover all your needs for financing there.
Mortgages are available into the millions for a second home and investment property loans, the opportunity to own a second home on the Cote D’Azur, Paris, or the French Alps makes it a great location for clients seeking that exclusive getaway.
Mortgage & Business Products you are likely to access via us –
- 2nd home loans for 70, 75, 80, and even 85% LTV
- 30-year fixed-rate deals at under 2% which shame the UK banks!
- Purchase in a company at 85% LTV – Impossible in the UK
French Mortgage Terms
Non-Residents
- 15-20% Deposit - 1m maximum loan amount
- 20-25% Deposit - over 1m maximum loan amount
- Rates - 2/3%
- Mortgage length 40 years max (up to 75th year)
- Fixed mortgage terms available up to 30 years
Italy is a property market that is every bit as attractive and stylish as it is complicated to navigate, it is not always straight forward to get finance there and that’s when our insider knowledge gives you the edge.
Whether it is a mortgage for a second home or millions of funding for a development project, we can assist your Italian dreams in becoming a reality.
Italian Mortgage Terms
- 25-30% Deposit - 1m maximum loan amount
- 35-40% Deposit - over 1m maximum loan amount
- Rates - 2/3%
- Mortgage length 25-30 years (up to 70th year)
- Fixed mortgage terms available over 5 years
Contractors
We understand how contractors work and how lenders view them, as we have been successfully arranging mortgages in this field for many years for our clients.
Self-Employed
For self-employed people it can often be too complicated to get a mortgage, but it doesn't need to be. Euro Finance Partners specializes in assisting our self-employed clients find a solution for the mortgages they need.
Credit Score
If you are based offshore or have a limited amount of credit this may reduce your credit score. Having a lower credit score doesn’t mean you cannot get a mortgage, in fact there are literally hundreds of well-priced options in this category.
Unconventional
If your circumstances are unconventional it might mean you do not fit for some banks. But it does not mean you will not be able to find the right lender. We work closely with clients to carefully tailor their needs to find the right financial partner.
Purchase Services
Here's how we can assist in getting you a better price, saving your valuable time and your money
Rather like a real estate agent who acts for the seller, we represent our clients buying property internationally. We can handle all aspects of your purchase, negotiating the terms and price of the property.
Our goal to get you as much discount as possible, often more than the fee we charge. It saves you time and money and increases your chances of getting a clear and smooth transaction completed.
We can introduce banks, mortgage brokers, specialist funders, and even investors for your property purchase.
If finance is required, Euro Finance Partners can help in many ways.
Many sales fail due to poor ‘follow up.’ With busy schedules, low-quality service from 3rd parties such as banks and solicitors often delay good deals.
Euro Finance Partners will take the hassle out for you and chase the sale for you. We will keep on top of the solicitors, banks, mortgage companies, sellers, and their agents, and we would be only too happy to help.
Solicitors could cause a transaction to slow down. They have an understandable duty of care to you, their client, and often the lender involved, and it is the nature of their role in any transaction to protect you and the bank, but frequently could be done in a more timely and efficient manner.
A lot of time and expense can incur finding, agreeing, and financing a property purchase. Euro Finance Partners can introduce excellent solicitors for your purchase who are well priced, efficient and will keep your property purchase moving as quickly as it started.